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Fire & Water - Cleanup & Restoration

4 Tips for Making a Water Damage Claim

6/10/2019 (Permalink)

Water Damage 4 Tips for Making a Water Damage Claim Bursting pipes will usually be covered under your homeowners policy

Water Damage Claim

Experiencing water damage in your Blackstone, RI, home can be frustrating and can cause a lot of worry. However, in most cases your homeowners insurance will cover the costs of repairing your home and replacing lost items. In order to get the process finished as quickly as possible, keep the following tips in mind.

1. Contact Your Insurance Agent Right Away

Failing to act immediately can cause problems when you want to make a claim with your insurance company. If you have damage from a leak or bursting pipes, you should call your insurance agent as soon as possible. Not only will this allow you to begin the claims process more quickly, but it will make it less likely that your claim will be denied.

2. Document the Damage

Your insurance agent may recommend an emergency restoration company to perform remediation and repairs on your home to fix the broken pipe. In most cases, they can help you to take pictures and document the damage that has occurred. If you want, however, you can begin this process before they arrive.

3. Perform Mitigation to Prevent Additional Damage

Something else you may want to do while waiting for the restoration company is to begin the mitigation process on your own. While you shouldn’t take any actions that could potentially cause further damage or that would be considered unsafe, it is a good idea to move smaller items to a dry location and block off the area as well as you can to keep water from bursting pipes from spreading.

4. Look Over Your Policy

While bursting pipes will usually be covered under your homeowners policy, it is a good idea to go over the details. Policies will vary between companies and individuals, so you should make sure you are aware of any limitations.

Because water damage can be costly to repair, you should do what you can to ensure the insurance claims process goes well. Providing your agent with the necessary information and doing your part to prevent further damage will make it more likely that the damage will be covered.

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