Recent Storm Damage Posts
What Can a Flood Cut Reveal?
Only a mitigation expert should make a flood cut at a building in Federal Hill, RI
Commercial property owners in locations prone to flooding may have heard of a flood cut. This procedure involves cutting out drywall one foot above the highest point of flood damage. Flood cuts enable damage mitigation experts to determine the extent of moisture present behind a wall. Here are several things this type of cut may reveal.
The Extent of Damage
A flood cut can help experts determine how much water is present in wall cavities. Standing water or residual moisture can heighten the risk of mold growth in a structure. A flood cut can also indicate other types of damage:
- Saturated drywall
- Ruined insulation
- Hidden moisture
Depending on the degree of damage, restoration experts may recommend that owners have restoration professionals tear out and replace drywall and insulation. If damage is less severe, increased ventilation and a dehumidifier can promote drying.
Whether Tearing Out Is Necessary
Porous materials such as drywall and insulation can be ruined by saturation with water and will pose a heightened mold risk. The category of water damage is an important consideration. If water damage resulting from a broken pipe is addressed quickly, drying may be all that is necessary. Contamination is probably a factor for damage caused by a sewer backup or flooding, and more extensive cleanup and restoration may be necessary.
Whether Mold Is Present
If water damage occurred more than 48 hours earlier, a flood cut can help experts determine whether mold is growing. This procedure may expose an amateur to mold spores. For this reason, business owners should not attempt to make a flood cut, particularly if a musty odor or other indications of fungal growth are present.
Only a mitigation expert should make a flood cut at a building in Federal Hill, RI. To determine whether this procedure is necessary after flooding, contact a service that specializes in storm and water damage.
4 Steps To Fix a Storm-Damaged Roof
Hail damage to roof in Wayland,RI
Four Roof Repair Steps To Resolve The Problem
Hail and wind damage can lead to major roof problems. Missing or cracked singles or broken seals may cause leaks that threaten the interior of your home and even lead to serious secondary issues, such as mold growth. Take immediate action to document and mitigate the full extent of the damage. Follow these four roof repair steps to quickly resolve the problem.
1. Document Damage
Take photographs or videos of damage resulting from hail, wind, or other storm conditions. This footage can help to support a home insurance claim. It is important to capture this evidence prior to taking any mitigation measures. The case for coverage may be even stronger if you also have relatively recent footage of the condition of your roof prior to the storm.
2. Mitigate Damage
Board up and use tarps to keep out debris and additional moisture until repairs can take place. If leaks have penetrated into your attic or the interior of your home, you should also remove water and try to dry out the damage to the best of your ability.
3. Schedule Repairs
If a storm has affected many homes in the area, it may be a while before roof repair is possible. You should make an effort to schedule these repairs as soon as possible after observing signs of roof damage.
4. Choose Storm-Resistant Materials
If you live in a region prone to adverse weather that is known to damage roofs such as high winds or hail, you may want to invest in having roofers use storm-resistant materials in repairing or rebuilding the roof of your home.
If your roof has recently sustained storm damage, you should notify your insurance company and schedule roof repair sooner rather than later. Take immediate action to mitigate the damage and rely on the expertise of a residential storm damage repair company in Wayland,RI.
Sewage Backup: Are You Covered?
Dehumidifier and air mover on a storm damage in Hope, RI
Most home insurance companies require homeowners to carry a rider policy if they hope for perils such as flood damage or fire damage to be covered. However, many companies offer an exception, and that is if the flooding or water damage is caused by a covered peril. In most instances, sewer backup is a covered peril.
What To Do When Your Toilet Backs Up
Not much is worse than dealing with a backed-up sewage line, yet, as a homeowner, you're bound to encounter a backup every once in a while. This is especially the case if you live in a flood plane, have large trees near your home or live in an older home with older plumbing. When your toilets backup and leave you with a disgusting mess, there are steps you can take to remedy the situation with as little pain and fanfare as possible.
- Remove spillage and wet-vacuum the entire area.
- Disinfect all surfaces and mop up the floors.
- Disinfect plumbing fixtures and flush out the system.
- Remove and dispose of wet carpets and steam clean the ones that are salvageable.
- Perform a flood cut on damaged drywall.
- Clean up ductwork.
You should not attempt to clean up a sewer backup on your own. Ideally, you should call in the help of a professional Hope, RI, water damage restoration team for safe and swift help.
How To File a Claim
There are certain steps you should take before beginning restoration efforts, during and after a claim. Your documentation is key to making a full financial recovery. Take photos of the affected areas and the damage. Itemize property losses and take photos of damaged belongings as well. If necessary, have your cleanup crew contact your insurance company on your behalf to explain the damage in detail and what it will take to restore your home.
Dealing with a sewer backup can be a headache, but with the right team on your side, you can make it through the issue with as little pain and cost as possible. Contact your local restoration team today to get started.
7 Essential Elements of an Emergency Action Plan
Dehumidifiers and air movers on a storm damage in a Hope, RI room
You never know when a disaster, such as a fire, storm, flood or gas leak, could affect your commercial property and everyone in it. Your business in Hope, RI, needs an emergency action plan that you practice beforehand. It may seem odd to have a fire drill in the middle of the day, but if a problem occurs, you will be glad you took the time to do so. Your plan should include the following elements.
1. Clearly Mapped Routes
A map of your planned route to safety should be posted in various places throughout the building. You need at least one map for evacuating the building in case of a fire and one map for getting to a safe area in the building in case of a storm.
2. Evacuation Procedures
Everyone in the building should know how an emergency is announced and what to do when that happens. A fire drill can help teach the proper evacuation procedure to employees.
3. Reporting Plan
You need to decide how you are going to report a problem to the proper authorities. Pull stations and panic buttons may be installed to assist with timely reporting.
4. Designated Tasks for Personnel
Each task that must be accomplished needs to have a specific person assigned to it ahead of time. Don't wait until you are in the moment to decide who needs to shut down operations.
5. Clear Chain of Command
No matter how many people you have performing different tasks, someone needs to be in charge. Decide on a chain of command ahead of time.
6. Current Contact List of Building Occupants
Whether you leave the building or retreat to a safe spot within it, you will need a way to confirm that everyone who should be there arrives safely. Keep an up-to-date contact list in your emergency kit.
7. Data Backup
Any emergency has the potential to destroy important documents. While some may be able to be recovered by restoration professionals, it's important to have a backup in case they are ruined.
A fire drill can help with evacuation preparation. Having a clear plan can save lives.
Tips on Timely Storm Damage Remediation
This is the aftermath of tree damage after a sever storm hit the area
A storm hits Providence, RI, and your house is affected. If you have flood insurance, your first instinct is probably to call your insurance company, and that instinct isn't wrong. The sooner you call, the sooner you can be compensated for your flood damage. It may not be in your best interest to wait to start repairs until the adjuster has made his or her visit, however. Timely storm damage remediation is key to preventing bigger problems.
Avoiding Extra Damage
The second call you make after your insurance company should be to flood remediation specialists. They can assess your damage and get the repairs started so that the problems don't get worse. Many problems continue to escalate even after floodwaters stop rising:
• Standing water soaking further into walls and floors
• Damage spreading to previously unaffected areas
• Mold growing anywhere there is a surface with excess moisture
The longer you wait to start repairs, the worse the damage can get. Neither you nor your flood insurance provider wants to pay more for repairs than necessary, so it's in both your best interests to call restoration services quickly.
Avoiding Out-of-Pocket Expenses
Mold damage can start to set in within one or two days if a moisture problem is left alone. If your insurance adjuster believes that you allowed a problem to grow, he or she could chalk it up to neglect, and the company might be unwilling to cover the cost of the mold remediation on top of the flood damage restoration. In order to get rid of the mold, you would then have to pay the cost of remediation yourself. This unnecessary expense can be easily avoided if you call repair personnel in a timely manner.
Your flood insurance adjuster is going to want a clear picture of the damage caused by the flood, not by damage caused by delayed repair. Take pictures and have your remediation company print out a detailed assessment and invoice to back up your claim, but don't wait for the payout to get repairs done. Save yourself the extra damage.
For more on Providence click here.
Does Your Business Need Flood Insurance?
Commercial Storm Damage in Providence, Rhode Island
If your business in Providence, RI, is in an area prone to flooding, you should have insurance coverage for flooding. Most commercial insurance policies do not cover flood damage, but you can obtain a separate policy from the National Flood Insurance Program or a private insurer. This coverage may protect your business from potentially ruinous restoration costs. Here are three considerations for deciding whether your business needs flood coverage.
1. Are you required to carry flood coverage? If your commercial property is located in a high-risk flood zone and has a mortgage financed by a federally regulated or insured lender, you may be required to have a flood policy. Obtain coverage for flood damage from an insurance agent who specializes in commercial policies.
2. How much is the premium? Factor in the likelihood of flooding when choosing a location. Choosing a property in a known flood zone will result in higher premiums.
3. Do you really need flood insurance? If water comes from above, it is likely covered by a commercial package policy or business owner's policy. Flooding occurs when water overflows onto normally dry land from coastal or inland bodies of water: a stream or river, heavy rain, mudflow, erosion, or the accumulation and runoff of surface water. A flood policy may cover damage resulting from blocked storm drainage systems, broken dams or levies, and storm surges.
If flooding is likely in your business location, you should obtain sufficient coverage for the value of the property and the contents. A standard commercial flood policy can provide up to $500,000 of coverage for a commercial property and $500,000 for its contents. You may purchase excess coverage from a commercial insurance agency. Flood insurance offsets the cost of professional restoration after a flood event in Providence, RI. These policies can also cover mold, mildew, and other secondary damage caused by flooding.
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Think Before You Drive Through Flood Water
Snow Storm in Providence
When storms cause major flooding near your home in Providence, RI, you may see flooded roads in your area. Because you are familiar with the streets, you may think it is safe to drive through standing water. However, floods can drastically change the landscape of your town.
1. Washouts and Other Obstacles
Water can wash away the roads that used to be there. You may not have the solid path you thought you did. Washouts can happen to small sections of the road as well as larger portions, so caution is often necessary. Even if the street is left intact, other obstacles may be introduced on a flooded street. For example, the water can move manhole covers and leave giant, unseen potholes in your path.
2. Engine Stalls
Did you know that if small amounts of water get sucked up into your engine intake, you could end up stalling out? Because the intake is usually located fairly low on cars, you could end up stalling out when driving through a flooded street with a few inches of water. You can avoid this unfortunate circumstance by driving slowly through standing water, avoiding moving water and staying out of high floods that don't allow you to see the lines on the road.
3. Downed Power Lines and Contaminants
Not only do you have to think about the water standing in your way, but you may also want to consider what could be in the water. If you notice downed power lines near a flooded street, the water-soaked area could be conducting electricity. If the water comes from a river or is mingled with sewage, you may have to worry about dirty water. In both of these circumstances, it may be better for your safety to simply avoid the flooded area.
If you have to drive after a heavy rain, make sure to refamiliarize yourself with travel tips. You don't know what kind of situation you may come across after a big storm. If your house is affected, a residential storm remediation team may be able to help.
Visit us at http://www.SERVPROprovidence.com for more information.
Homeowner Water Damage Tips after a storm
Water damage coverage in a homeowner’s insurance policy, and even renter insurance, has changed over the years. It is helpful to review your policy annually, to understand what is covered and what may have changed from previous years.
Normally, these conditions would be covered by an insurance policy.
- Burst water pipes and water heaters
- Sudden or accidental overflow of a toilet, tub, or sink
- Sewer backup from drains and sump pumps (there may be a relatively low policy limit)
Most existing homeowner policies probably don’t cover the following conditions:
- Ground flooding
- Slow, dripping leaks
- Overflowing streams or rivers
Regular maintenance is required for a roof, such as replacing shingles or tiles and keeping the roof cleared from debris, and this regular upkeep is a determining factor in insurance claims. However, inside content damage from a roof leak might be covered by your policy.
Slow, dripping leaks, such as those from an incorrectly installed toilet, sink, shower or bathtub are usually not covered. Whenever something is considered maintenance-related, chances are the insurance expects that you properly maintain your dwelling.
Flood damage from an overflowing river or nearby body of water might be covered, depending on the area where you live. Homeowner policies have changed greatly over the years, especially if the property is located on or near a water table. An additional flood insurance policy is usually required, because a normal homeowner policy will not cover damages resulting from a flood of this type.
Usually, an insurance investigator will determine if the water damage is a result of negligence or lack of maintenance. After they ask you questions about the problem, they usually schedule an appointment at your home to physically inspect the damage and where it originated from.
If you have sudden water damage, call SERVPRO of Providence, we can assist with coordinating the insurance claim, and when the underlying cause is proven to be insurance-related, we will work with the adjuster for inspections, proper repairs, and restoring your home again. SERVPRO of Providence staff knows how to handle insurance claims and perform the repairs needed on your home.
Tips for handling a large storm
Hurricanes, snow storms and wild weather can wreak havoc in big, densely populated cities and towns. Trees can crash down on power lines and cars. Windows can get blown out. Long lines can form for bread, milk, eggs and fuel. Electrical power and gas service can be interrupted. Public transportation can be terribly delayed, causing difficulties in getting to and from work. Children living in small spaces can get cranky; pets can too. In the worst case scenario, you may even have to evacuate.
Know where to go. If you are ordered to evacuate, know the local hurricane evacuation route(s) to take and have a plan for where you can stay. Contact your local emergency management agency for more information. Put together a disaster supply kit, including a flashlight, batteries, cash, first aid supplies, and copies of your critical information if you need to evacuate If you are not in an area that is advised to evacuate and you decide to stay in your home, plan for adequate supplies in case you lose power and water for several days and you are not able to leave due to flooding or blocked roads. Make a family emergency communication plan. Many communities have text or email alerting systems for emergency notifications. To find out what alerts are available in your area, search the Internet with your town, city, or county name and the word "alerts."
Hurricane winds can cause trees and branches to fall, so before hurricane season trim or remove damaged trees and limbs to keep you and your property safe. Secure loose rain gutters and downspouts and clear any clogged areas or debris to prevent water damage to your property. Reduce property damage by retrofitting to secure and reinforce the roof, windows and doors, including the garage doors. Purchase a portable generator or install a generator for use during power outages. Remember to keep generators and other alternate power/heat sources outside, at least 20 feet away from windows and doors and protected from moisture; and NEVER try to power the house wiring by plugging a generator into a wall outlet.
What to do with flood damage?
When a storm leaves a home flooded, or a burst pipe causes serious issues in the house, getting water damage restoration services from a respected company should be considered a top priority. Unfortunately, this industry is not regulated, and there are people out there who pose as professionals or overstate their qualifications. Therefore, homeowners should be mindful of who they hire, as an untrained technician may do more harm than good or delay repairs, resulting in a higher degree of destruction. Before selecting a company to handle the job, keep in mind these points of emphasis. Only choose certified professionals to perform water damage restoration services. Even though the industry is not regulated, technicians who have received certifications have made the effort to get the best training possible, proving that they take their job seriously. Certification through the Institute of Inspection, Cleaning and Restoration Certification (IICRC) is a sign that a professional has received the most up to date training and is knowledgeable in the latest techniques and technologies employed during repairs. The IICRC operates a Certified Firm registrant-only database on its site, making it easy to find a local, certified professional like SERVPRO of Providence without trouble. Do not select a technician based only on the price. When possible, speak to neighbors or friends who have had to hire a restoration company recently and try to get a recommendation from them. Choose a company that offers a range of water damage restoration services like SERVPRO of Providence. The easiest way to determine the expertise of a firm is to see if they provide a full range of options for homeowners. Mold remediation, for example, is often needed given how quickly mold can set in. This is a standard field of knowledge that advanced technicians should possess. If a company doesn’t offer mold remediation, it may not be prepared for all job settings. A company such as SERVPRO of Providence that is available 24/7 is a good sign. Stay away from any firms that are reluctant to start right away. In many cases modern equipment can enable near-complete drying in as little as 36 hours, although many situations require longer. Also, a homeowner should not have to wait before repairs begin. Every minute counts when there is standing water present, and reputable professionals understand this. If a restoration company insists on waiting to begin the remediation portion of the loss, they probably cannot be trusted to see the job through in a reasonable timeframe. Using these guidelines, a homeowner should be able to find a technician that can be trusted and is equipped to do the job the right way. A storm or other disaster is hard enough to deal with, and a remediation firm should do everything in its power to make this difficult process easier.
Faster to Any Size Emergency
In many cleaning and restoration situations, immediate action is needed. Water is particularly invasive, quickly spreading throughout your property and being absorbed into floors, walls, furniture, etc. SERVPRO of Providence arrives quickly and starts the water extraction process almost immediately.
For help restoring your home after a water loss, call SERVPRO of Providence at 401-639-9602. We’ll make it “Like it never even happened.”
Frozen Pipes: Prevention and Treatment
With the colder weather officially upon us, now is an excellent time to learn more about how to avoid frozen pipes, and the subsequent water damage that can occur if those pipes expand and burst. Though frozen pipes are a common occurrence, they are highly preventable.
SERVPRO offers the following tips for preventing frozen pipes and mitigating potential damage that they can cause.
- Insulate all the exposed pipes in your home. Especially where they may be unheated, such as the basement, attic, garage, crawl space, and under kitchen and bathroom cabinets.
- Keep the temperature the same during the day and at night. By temporarily suspending the use of lower temperatures in the evening, you can prevent a costly repair job if pipes freeze and burst.
- Close any inside values that supply water outdoors and open the outside value to properly drain excess water that may be in the pipes.
- In drastically cold temperatures, let your faucet trickle. While you may be concerned about wasting water, running water is less likely to freeze.
- Remove, drain, and store hoses used outdoors. Keep outside valves open so that any water remaining in the pipe can expand without causing it to break.
- If you plan to be away from home for an extended period of time, leave the heat on and set to a temperature no lower than 55° F.
Found a Frozen Pipe? Thaw It Out:
- If you turn on a faucet and only a few drips come out, suspect a frozen pipe. Typically, frozen pipes are found along exterior walls or where your water service enters your home through the foundation.
- Make sure the faucet remains on while treating the pipes, as the flowing water will help to melt the ice within the pipe.
- Apply heat to the section of pipe using an electric heating pad, an electric hair dryer, or by wrapping pipes with towels soaked in hot water. Do not use a blowtorch, kerosene or propane heater, or other open flame device.
- Check all other faucets in your home to find out if you have additional frozen pipes. If one pipe freezes, others may freeze too.
Should you experience a loss resulting from water damage, turn off the water supply as soon as possible, and call SERVPRO of Providence immediately. The longer you wait to call, the greater the chance of mold growth and unrecoverable property. SERVPRO of Providence professionals have the expertise to prevent or mitigate the devastating effects that water damage can have.
Devastating Effects of Storm Damage
Devastating Effects of Storm Damage
The occurrence of storm damage takes many forms which have devastating effects. Professionals with sufficient experience in storm remediation and storm restoration should be contacted to carry out the home restoration process.
Storms can cause torrential rains which cause overflow at the storm drains. Excess of ground water, flood water, and river flooding are a common phenomenon with the occurrence of storms. Such effects can be quite devastating. Water restoration after a storm will have to take place when the water recedes from the home. Roof leaks can also occur due to torrential rainwater and thus require professional roof repair whenever there is damage.
The flood water can create growth of molds or mildews. Water damage, therefore, requires immediate home restoration to minimize the effects. A properly trained staff regarding storm remediation will adequately handle the water restoration process through the use of specialized equipment such as flood pumps in the event of flooding and water damage. A correct flood pump is imperative when carrying out flood water and water restoration. Reliable professional companies know the right type of flood pump to use because they have high levels of experience in the storm restoration process. Business owners can prevent further roof damage by promptly choosing reputable roof repair and general storm restoration companies.
Visit http://www.SERVPROprovidence.com for more information on storm damage.
What to Do When You are the Victim of Storm Damage
What to Do When You are the Victim of Storm Damage
You have heard the weather forecast and it has filled you with dread. A hurricane is on the way. There is threat of flooding. River flooding and a roof leak are the least of your worries. If you have to battle with the combination of ground water and flood water, your flood pump probably won't stand up to the test. On top of it all, there could be hail damage and wind damage. One thing is for certain. You are going to be in dire need of storm remediation. If the storm damage is as serious as predicted, you should plan ahead. Be prepared to call a professional storm damage restoration company to tackle storm restoration, water restoration, and home restoration services.
Turn to Experts in Your Time of Need
Once any type of serious storm strikes, you may require storm remediation. Winter storms can result in ice damage from an ice dam. Ice damming can result in a roof leak which will then cause water damage. The end result is the need for roof repair, water restoration, and home restoration. Frozen pipes only add to your problems. If you have sustained hurricane damage, you will find yourself in a similar boat. Roof damage is likely from wind damage and storm damage brought on by the fierce storm. When nature attacks, it can turn your world upside down. You can be overwhelmed by flooding, whether your flooding is due to a rise in ground water, flood water, or river flooding. Water restoration will be a must as a major component of your home restoration and storm remediation. A professional storm damage restoration crew will know exactly what to do to set your home to rights once again. Home restoration after hurricane damage, ice damage, wind damage, or hail damage is possible.
Storm Restoration Begins with Prioritizing
When you contact a professional storm damage remediation team, they will prioritize what needs to be done for storm remediation. A thorough assessment of the damages in your home will be the first goal. In the event that there is damage during the cold weather, ice damming and frozen pipes present unique challenges. Your team of professionals will look at the ice dam and identify any roof damage that has been caused by a roof leak. Roof repair will be at the top of the list, as well as water restoration for any other damage caused by a leak. If you have been through hail damage, wind damage, or hurricane damage, your team of experts will look at what has caused your damage. They will take into account all sources of flooding, including river flooding, ground water, and flood water. Once the source of the damage has been isolated and is no longer a problem, they will be able to pick up the pieces. A flood pump can result in water restoration after river flooding and other sources of flooding, such as flood water and ground water, have occurred. Hurricane can result in a roof leak from roof damage, but roof repair will ensure your home is secure from water damage once again. Once the roof damage has been successfully corrected through roof repair, your restoration crew will concentrate on any other damages sustained during a storm. Hurricane damage, ice damage, and hail damage can be devastating. Frozen pipes can be a serious issue, as well as ice damming. An ice dam can result in ice damage while frozen pipes may burst, but everything can be corrected through storm restoration services. A flood pump can be used to remove water that has built up after flooding or ice damming. Storm restoration after an ice dam involves roof repairs and more. After the flood pump has cleared away the water that has accumulated, it will be possible to dry, cleanse, and repair the building so that you can make your home look like it did before disaster darkened your door. Visit http://www.SERVPROprovidence.com for more information on storm damage.